Introducing the Trailblazer plan

Affordable and comprehensive insurance for the self employed in Austin, Texas.

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Free access to a members-only primary care clinic

You'll always see the same doctor. You'll have a relationship, not a transaction.

Take as much time as you need with your doctor. Instead of the standard 8-minute visit, you'll have up to an hour.

Unlimited free visits with your doctor whenever you need to help you stay healthy.

Keep your healthcare costs in check with extensive copays before your deductible

Know what you are paying before you get care. No more surprise medical bills.

  • $150 copay for specialty drugs When you have a serious medical condition, keep costs in control an easy copay.
  • $50 copay for specialists visits Manage your health with copays so you can get the care you need.
  • $150 copay for Urgent care. If you need to go to urgent care. No more worries about surprise bills for care.
  • $1,500 copay for child birth You're going to be busy. Let's make this simple

Here’s a full comparison between the Trailblazer plan and the next best priced Silver plan in Austin Texas.

The Trailblazer Plan The competition
Monthly premium for nonsmokers (age 18-30) $286.12 - $358.59 $357.73 - 438.44
Monthly premium for nonsmokers (age 30-39) $358.59 - $402.63 $444.71 - $494.4
Monthly premium for nonsmokers (age 40 - 64) $408.03 - $982.30 $500.74 - $1,175.45
Unlimited primary care visits Free $25 copay
24/7 telemedicine access with your primary care provider Free Free
Preventative care screenings and procedures Free Free
Most anything at all handled by your primary care physician Free $25 copay
Individual deductible $4,500 $7,900
Individual out of pocket max $7,150 $7,900
Specialist visits $50 copay $50 copay
Generic drugs $15 copay $50 copay
Preferred brand drugs $35 copay $100 copay
Specialty Drugs $150 copay $0 out of pocket max
Labs $50 copay $50 copay
Mental health office visits $50 copay $50 copay
Physical, Occupational and Speech Therapy $50 copay $50 copay
Emergency room visits $500 copay $0 out of pocket max
Urgent care $100 copay after deductible $100 copay
MRIs & Advanced Imaging $150 copay $0 out of pocket max
Outpatient Facility $500 copy after deductible $0 out of pocket max
Inpatient Hospital $1,500 copay $0 out of pocket max
X rays & Diagnostic Imaging $50 copay $0 out of pocket max

Have your doctor in your corner

At Decent, we think your health should be managed by you and your doctor, which is why every single interaction you have with your primary care provider is free. Also, they’ll be on call for you 24/7, acting as your coach and first round of defense should anything happen.

The Trailblazer plan is insurance that’s built to be used, so we decided to make the core part of it free.

Get a quote for a health plan built for your active lifestyle

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