You'll always see the same doctor. You'll have a relationship, not a transaction.
Take as much time as you need with your doctor. Instead of the standard 8-minute visit, you'll have up to an hour.
Unlimited free visits with your doctor whenever you need to help you stay healthy.
Keep your healthcare costs in check with extensive copays before your deductible
Know what you are paying before you get care. No more surprise medical bills.
- $150 copay for specialty drugs When you have a serious medical condition, keep costs in control an easy copay.
- $50 copay for specialists visits Manage your health with copays so you can get the care you need.
- $150 copay for Urgent care. If you need to go to urgent care. No more worries about surprise bills for care.
- $1,500 copay for child birth You're going to be busy. Let's make this simple
Here’s a full comparison between the Trailblazer plan and the next best priced Silver plan in Austin Texas.
|The Trailblazer Plan||The competition|
|Monthly premium for nonsmokers (age 18-30)||$286.12 - $358.59||$357.73 - 438.44|
|Monthly premium for nonsmokers (age 30-39)||$358.59 - $402.63||$444.71 - $494.4|
|Monthly premium for nonsmokers (age 40 - 64)||$408.03 - $982.30||$500.74 - $1,175.45|
|Unlimited primary care visits||Free||$25 copay|
|24/7 telemedicine access with your primary care provider||Free||Free|
|Preventative care screenings and procedures||Free||Free|
|Most anything at all handled by your primary care physician||Free||$25 copay|
|Individual out of pocket max||$7,150||$7,900|
|Specialist visits||$50 copay||$50 copay|
|Generic drugs||$15 copay||$50 copay|
|Preferred brand drugs||$35 copay||$100 copay|
|Specialty Drugs||$150 copay||$0 out of pocket max|
|Labs||$50 copay||$50 copay|
|Mental health office visits||$50 copay||$50 copay|
|Physical, Occupational and Speech Therapy||$50 copay||$50 copay|
|Emergency room visits||$500 copay||$0 out of pocket max|
|Urgent care||$100 copay after deductible||$100 copay|
|MRIs & Advanced Imaging||$150 copay||$0 out of pocket max|
|Outpatient Facility||$500 copy after deductible||$0 out of pocket max|
|Inpatient Hospital||$1,500 copay||$0 out of pocket max|
|X rays & Diagnostic Imaging||$50 copay||$0 out of pocket max|
Have your doctor in your corner
At Decent, we think your health should be managed by you and your doctor, which is why every single interaction you have with your primary care provider is free. Also, they’ll be on call for you 24/7, acting as your coach and first round of defense should anything happen.
The Trailblazer plan is insurance that’s built to be used, so we decided to make the core part of it free.